3518 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3518 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2015
Lot Size	0.103 acres (4,470 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2026)
Tax Bill	$12,679 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-3550`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-3550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,470 sqft (0.103 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3518 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT21 BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	23
Legal Lot Number	21
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1019
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3518 W 86TH TER, HIALEAH, FL 33018-1896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	2026436981
Deed Book / Page	35370 / 4833
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 26, 2026
Property Address	3518 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000436981
Book / Page	35370 / 4833
Instrument Date	Jun 5, 2026
Instrument	2026436981
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$393,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436982,
Date	Jun 26, 2026
Instrument	2026436982

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 22, 2023
Property Address	3518 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000422351
Book / Page	33758 / 4201
Map Reference	MB 169 PG 94
Instrument Date	Jun 7, 2023
Instrument	2023R0422351
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3021 BLUFF POINT LN, SILVER SPRING, MD 20906-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000004204
Date	Jun 22, 2023
Instrument	33758/4204

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 31, 2020
Property Address	3518 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000488471
Book / Page	32077 / 265
Map Reference	MB 169 PG 94
Instrument Date	Aug 10, 2020
Instrument	2020R0488471
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12360 NW SOUTH RIVER DR, 12360, MEDLEY, FL 33178-1193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000000268
Date	Aug 31, 2020
Instrument	32077/268

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,679.00 (-0.6%)	$526,569 (+12.29%) Land $196,680 Building $329,889	$526,569 (+12.29%) Land $196,680 Building $329,889
2024	$12,756.00 (+22.55%)
2023	$10,409.00 (+8.27%)	$468,917 (+11.57%) Land $185,505 Building $283,412	$468,917 (+11.57%) Land $185,505 Building $283,412
2022	$9,614.00	$420,307 Land $98,340 Building $321,967	$420,307 Land $98,340 Building $321,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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