Hamilton County property record for 3522 Ridgeside Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 796 sqft · built 1930 |
| Lot Size | 0.102 acres (4,474 sqft) |
| Owner | Owner Name on File |
| Last Sale | $70,400 (Jun 2004) |
| Tax Bill | $302 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 147P H 006 |
| Primary APN | 147P H 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 796 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,474 sqft (0.102 acres) |
| Lot Dimensions | 90.4 ft deep x 49.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000081256 |
|---|---|
| Street Address | 3522 RIDGESIDE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIDGEVIEW PB 12 PG 26 |
| Legal Subdivision | RIDGEVIEW |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2900 |
The current owner of 3522 Ridgeside Rd bought it in June 2004.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3522 RIDGESIDE RD, CHATTANOOGA, TN 37411-1922 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2004 · Amount on File |
| Deed Sale | Jun 16, 2004 · Amount on File |
| Prior Sale | Jan 27, 2004 · Amount on File |
| Deed Document Number | 2004061600144 |
| Deed Book / Page | 7168 / 180 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3522 Ridgeside Rd was $302, down 26.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302.00 (-26.88%) | $19,925 (+7.85%) | $79,700 (+7.85%) Land $45,000 Building $34,700 |
| 2024 | $413.00 | $18,475 (-) | $73,900 (-) Land $15,000 Building $58,900 |
| 2023 | $413.00 | $18,475 (-) | $73,900 (-) Land $15,000 Building $58,900 |
| 2022 | $413.00 | $18,475 | $73,900 Land $15,000 Building $58,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3522 Ridgeside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3522 Ridgeside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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