Hamilton County property record for 147 Ridgeside Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,176 sqft · built 1953 |
| Lot Size | 0.521 acres (22,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,500 (Jun 2017) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Jun 2017 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I D 014 |
| Primary APN | 147I D 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,720 sqft (0.521 acres) |
| Lot Dimensions | 142 ft deep x 160 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079527 |
|---|---|
| Street Address | 147 RIDGESIDE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 PT 24 SHEPHERD KNOLLS PB 812 PG 85 |
| Legal Subdivision | SHEPHERD KNOLLS |
| Legal Lot Number | 23 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 3300 |
147 Ridgeside Rd is owned and occupied by two individuals who acquired it in June 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 RIDGESIDE RD, CHATTANOOGA, TN 37411-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2017 | Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Jun 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on File |
| Deed Sale | Jun 22, 2017 · Amount on File |
| Prior Sale | Jun 4, 2003 · Amount on File |
| Deed Document Number | 0011082635 |
| Deed Book / Page | 11082 / 635 |
| Last Transfer Date | Jun 23, 2017 |
| Transfer Doc | 0000000176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 23, 2017 |
| Property Address | 147 RIDGESIDE RD, CHATTANOOGA, TN 37411-1832 |
| Document Number | 0000000176 |
| Book / Page | 011083 / 000443 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 RIDGESIDE RD CHATTANOOGA TN 374111832, CHATTANOOGA, TN 37411-1832 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 22, 2017 |
| Property Address | 147 RIDGESIDE RD, CHATTANOOGA, TN 37411-1832 |
| Document Number | 0000000185 |
| Book / Page | 11082 / 635 |
| Map Reference | DD812 PG85 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 2017062200185 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | RUDY TITLE AND ESCROW SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $856.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 147 RIDGESIDE RD, CHATTANOOGA, TN 37411-1832 |
| Document Number | 0000000186 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017062200186 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 147 Ridgeside Rd was $1,505, down 3.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (-3.15%) | $99,300 (+42.88%) | $397,200 (+42.88%) Land $75,000 Building $322,200 |
| 2024 | $1,554.00 (-53.42%) | $69,500 (-) | $278,000 (-) Land $56,300 Building $221,700 |
| 2023 | $3,336.00 | $69,500 (-) | $278,000 (-) Land $56,300 Building $221,700 |
| 2022 | $3,336.00 | $69,500 | $278,000 Land $56,300 Building $221,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 147 Ridgeside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 147 Ridgeside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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