3522 Heart Pine Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 3522 Heart Pine Loop, #LO, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,381 sqft Living Area
Lot Size10,275 sqft (0.236 acres)
GarageAttached, 420 sqft
Last Sale$513,000 (2023)
Tax Bill$7,819.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-21-28-5556-00-110
Alternative APNs
  • 282133555600110
  • 215980
  • 220252
  • 224760

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,381 sqft Living Area
Gross Area3,086 sqft Gross Area
1st Floor1,899 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,275 sqft (0.236 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3522 HEART PINE LOOP, LO
CityOCOEE
StateFL
Zip34761-0019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCORMICK RESERVE - PHASE ONE 87/111 LOT 11
Legal Range28E
Legal Township21S
Legal Section33
Legal SubdivisionMCCORMICK RESERVE - PH ONE
Legal Phase1
Legal Tract5556
Legal Lot Number11
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup2
Census Block2069
Census Tract17506

Owner

Source: Orange County records · APN 33-21-28-5556-00-110

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
SECURE ONE CAPITAL CORP
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
SECURE ONE CAP
Jul 13, 2017Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleJul 13, 2017 · Amount on Record
Deed Doc Number2023212043
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 14, 2023
Property Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000212043
Map ReferenceMB 87 PG 111
Instrument DateApr 11, 2023
Instrument20230212043
Transaction TypeTransfer
Record UpdatedMay 01, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,591.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 LONE WOOD BLVD, ORLANDO, FL 32828

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019

Mortgage

Document Number0000212044
DateApr 14, 2023
Instrument20230212044
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019

Mortgage

Document Number20210320071
DateMay 27, 2021
Instrument20210320071
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000252670
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3522 HEART PINE LOOP OCOEE FL 347610019, OCOEE, FL 34761-0019

Mortgage

Document Number0000252670
DateApr 24, 2020
Instrument252670
Lender
NameSECURE ONE CAP
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2050

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJul 13, 2017
Property Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000389161
Map ReferenceMB 87 PG 111-115
Instrument DateJul 11, 2017
Instrument20170389161
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,366.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HEART PINE LOOP, OCOEE, FL 34761-0019

Mortgage

Document Number0000389162
DateJul 13, 2017
Instrument20170389162
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJul 11, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$468,070 (-1.17%) Land $90,000 Building $378,070$468,070 (-1.17%) Land $90,000 Building $378,070
2025$7,819.00 (-1.39%)$473,600 (+53.31%) Land $90,000 Building $383,600$473,600 (+11.9%) Land $90,000 Building $383,600
2024$7,929.00 (+60.83%)
2023$4,930.00 (+3.14%) Homeowner's exemption$308,913 (+3%)$423,250 (+19.32%) Land $90,000 Building $333,250
2022$4,780.00 Homeowner's exemption$299,916$354,733 Land $75,000 Building $279,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 521 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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