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3518 Heart Pine Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 3518 Heart Pine Loop, #LO, Ocoee, FL 34761 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage2,807 sqft Living Area
Lot Size12,545 sqft (0.288 acres)
GarageAttached, 441 sqft
Last Sale$295,900 (2017)
Tax Bill$8,657.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-21-28-5556-00-120
Alternative APNs
  • 282133555600120
  • 215981
  • 220254
  • 224761

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,807 sqft Living Area
Gross Area3,671 sqft Gross Area
1st Floor1,316 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,545 sqft (0.288 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area124 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3518 HEART PINE LOOP, LO
CityOCOEE
StateFL
Zip34761-0019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCORMICK RESERVE - PHASE ONE 87/111 LOT 12
Legal Range28E
Legal Township21S
Legal Section33
Legal SubdivisionMCCORMICK RESERVE - PH ONE
Legal Phase1
Legal Tract5556
Legal Lot Number12
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup2
Census Block2069
Census Tract17506

Owner

Source: Orange County records · APN 33-21-28-5556-00-120

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jun 19, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Mar 01, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK
Sep 08, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MLB RESID'L LNDG
Apr 07, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2017 · Amount on Record
Deed SaleSep 08, 2017 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Doc Number2017496564
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019

Mortgage

Document Number0000221793
DateApr 05, 2022
Instrument20220221793
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueMar 01, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000354198
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 HEART PINE LOOP OCOEE FL 347610019, OCOEE, FL 34761-0019

Mortgage

Document Number0000354198
DateJun 29, 2020
Instrument354198
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000354172
Instrument DateMar 01, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 HEART PINE LOOP OCOEE FL 347610019, OCOEE, FL 34761-0019

Mortgage

Document Number0000354172
DateJun 29, 2020
Instrument354172
Lender
NameUS BK
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 28, 2050
Interest
Rate3.75%

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateSep 08, 2017
Property Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000496564
Instrument DateAug 31, 2017
Instrument496564
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,071.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3518 HEART PINE LOOP OCOEE FL 347610019, OCOEE, FL 34761-0019

Mortgage

Document Number496565
DateSep 08, 2017
Instrument496565
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 07, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateApr 07, 2017
Property Address3518 HEART PINE LOOP, OCOEE, FL 34761-0019
Document Number0000188656
Instrument DateMar 27, 2017
Instrument188656
Transaction TypeTransfer
Record UpdatedMay 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$952.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11700 PLAZA AMERICA DR #500 RESTON VA 201904792, 500, RESTON, VA 20190-4792
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$496,324 (+1%)$517,920 (-1.21%) Land $90,000 Building $427,920
2025$8,657.00 (+9.9%)$451,204 (-3.68%)$524,270 (+11.92%) Land $90,000 Building $434,270
2024$7,877.00 (+8.19%)
2023$7,281.00 (+12.69%)$468,437 (+19.3%) Land $90,000 Building $378,437$468,437 (+19.3%) Land $90,000 Building $378,437
2022$6,461.00$392,643 Land $75,000 Building $317,643$392,643 Land $75,000 Building $317,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 521 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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