3522 Harper Ferry Pl, Katy, TX 77494 Property Records

Fort Bend County property record for 3522 Harper Ferry Pl, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,248 sqft · built 2019
Lot Size0.344 acres (15,026 sqft)
OwnerIndividual Name on Record
Tax Bill$4,155 (2025)
Deeds & MortgagesApr 2022 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR440598

Property Details

APN / Parcel Number

Primary APNR440598
Alternative APN
  • 7897-08-001-0130-901

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,248 sqft Living Area
1st Floor Area2,174 sqft
2nd Floor Area2,074 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area15,026 sqft (0.344 acres)
Garage TypeAttached
Garage Area913 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area442 sqft
Sports CourtSports Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR440598
Street Address3522 HARPER FERRY PL
CityKATY
StateTX
Zip77494-6765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARRON SEC 8, BLOCK 1, LOT 13
Legal SubdivisionTAMARRON SEC 8
Legal Block1
Legal Lot Number13
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3011
Census Tract673202

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3522 HARPER FERRY PL, KATY, TX 77494-6765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Oct 28, 2020Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Nov 12, 2019Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019
Deed SaleNov 12, 2019
Deed Document Number2019129585
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3522 HARPER FERRY PL, KATY, TX 77494-6765
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HARPER FERRY PL, KATY, TX 77494-6765

Mortgage

Document Number0000045322
DateApr 1, 2022
Instrument2022045322
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3522 HARPER FERRY PL, KATY, TX 77494-6765
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HARPER FERRY PL, KATY, TX 77494-6765

Mortgage

Document Number0000150682
DateOct 28, 2020
Instrument2020150682
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92186
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueDec 1, 2049

November 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateNov 12, 2019
Property Address3522 HARPER FERRY PL, KATY, TX 77494-6765
Document Number0000129585
Map ReferencePL 20150021
Instrument DateNov 8, 2019
Instrument2019129585
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 HARPER FERRY PL, KATY, TX 77494-6765

Mortgage

Document Number0000129586
DateNov 12, 2019
Instrument2019129586
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,155.00 (-12.6%) Homeowner's exemption Disabled Person's exemption$656,929 (+21%) Land $125,483 Building $534,408$659,891 (-7.72%) Land $125,483 Building $534,408
2023$4,754.00 (+479.76%) Homeowner's exemption Disabled Person's exemption$542,916 Land $96,525 Building $618,535$715,060 Land $96,525 Building $618,535
2018$820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,219 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,219 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 182
serves 10,498 people · EPA ID TX0790500
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

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