3518 Harper Ferry Pl, Katy, TX 77494 Property Records

Fort Bend County property record for 3518 Harper Ferry Pl, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,472 sqft · built 2018
Lot Size0.374 acres (16,293 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2020)
Tax Bill$7,225 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR440599

Property Details

APN / Parcel Number

Primary APNR440599
Alternative APN
  • 7897-08-001-0140-901

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,472 sqft Living Area
Gross Area4,201 sqft
1st Floor Area3,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,293 sqft (0.374 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area729 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3518 HARPER FERRY PL
CityKATY
StateTX
Zip77494-6765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARRON SEC 8, BLOCK 1, LOT 14
Legal SubdivisionTAMARRON SEC 8
Legal Block1
Legal Lot Number14
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3011
Census Tract673202

Owner

Source: Fort Bend County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3518 HARPER FERRY PL, KATY, TX 77494-6765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
FROST BANK
Jul 2, 2020Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Deed Document Number202081241
Prior Transfer DateJun 29, 2020
Prior Transfer Doc0000081241
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3518 HARPER FERRY PL, KATY, TX 77494-6765
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 HARPER FERRY PL, KATY, TX 77494-6765

Mortgage

Document Number0000131165
DateDec 22, 2025
Instrument2025131165
Lender
NameFROST BANK
TypeBank
AddressPO BOX 1600, SAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

July 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateJul 2, 2020
Property Address3518 HARPER FERRY PL, KATY, TX 77494-6765
Document Number0000081241
Map ReferencePL 20150021
Instrument DateJun 29, 2020
Instrument2020081241
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 HARPER FERRY PL, KATY, TX 77494-6765

Mortgage

Document Number0000081242
DateJul 2, 2020
Instrument2020081242
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,225.00 (-48.34%) Homeowner's exemption$558,506 (-2.36%) Land $134,778 Building $423,728$558,506 (-12.11%) Land $134,778 Building $423,728
2024$13,987.00 (+75.3%)
2023$7,979.00 (+873.05%) Homeowner's exemption$572,000 Land $103,675 Building $531,794$635,469 Land $103,675 Building $531,794
2018$820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,219 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,219 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 182
serves 10,498 people · EPA ID TX0790500
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

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