3522 Calle Gavanzo, Carlsbad, CA 92009 Property Records

San Diego County property record for 3522 Calle Gavanzo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,837 sqft · built 1988
Lot Size	0.184 acres (8,011 sqft)
Owner	2 Trust Names on File
Last Sale	$829,500 (Nov 2015)
Tax Bill	$11,767 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-372-28-00`

Property Details

APN / Parcel Number

Primary APN	`223-372-28-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,837 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,011 sqft (0.184 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3522 CALLE GAVANZO
City	CARLSBAD
State	CA
Zip	92009-8636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 43 TR 011575
Legal Subdivision	CARLSBAD COURT
Legal Tract	011575
Legal Block	4
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4017
Census Tract	17109

Owner

3522 Calle Gavanzo is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Intrafamily Transfer, Transfer
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit BEACH CITIES COMMERCIAL BANK
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2015 · Amount on File
Deed Sale	Nov 10, 2015 · Amount on File
Prior Sale	Oct 19, 1987 · Amount on File
Deed Document Number	2015585510
Last Transfer Date	Mar 22, 2024
Transfer Doc	0000081569
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2024
Property Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Document Number	0000081569
Map Reference	MAP 11575
Instrument Date	Mar 22, 2024
Instrument	2024-0081569
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000062029
Date	Mar 12, 2024
Instrument	2024-0062029

Lender

Name	BEACH CITIES COMMERCIAL BANK
Type	Bank
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000038350
Date	Jan 26, 2022
Instrument	2022-0038350

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000841919
Date	Dec 29, 2020
Instrument	2020-0841919

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Calle Gavanzo was $11,767 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,058,269 (+2%) Land $603,733 Building $454,536
2025	$11,767.00 Homeowner's exemption	$1,037,520 Land $591,896 Building $445,624
2023	$11,002.00 (+2.32%) Homeowner's exemption	$997,234 Land $568,913 Building $428,321
2022	$10,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3522 Calle Gavanzo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Calle Gavanzo is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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