3520 Calle Gavanzo, Carlsbad, CA 92009 Property Records

San Diego County property record for 3520 Calle Gavanzo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,585 sqft · built 1988
Lot Size	0.172 acres (7,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,975,000 (Apr 2024)
Tax Bill	$22,348 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`223-372-27-00`

Property Details

APN / Parcel Number

Primary APN	`223-372-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,483 sqft (0.172 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3520 CALLE GAVANZO
City	CARLSBAD
State	CA
Zip	92009-8636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 42 TR 011575
Legal Subdivision	SANTA FE BUS CENTER
Legal Tract	011575
Legal Block	4
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4017
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 9, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Mar 13, 2019	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jan 25, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	202497248
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	0000028441
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2024
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Document Number	0000097248
Map Reference	MAP 11575
Instrument Date	Apr 8, 2024
Instrument	2024-0097248
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000234432
Date	Jun 2, 2022
Instrument	2022-0234432

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 24, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000705349
Date	Oct 8, 2021
Instrument	2021-0705349

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Document Number	0000307037
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3520 CALLE GAVANZO CARLSBAD CA 920098636, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000307037
Date	Jun 15, 2020
Instrument	307037

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2019
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Document Number	0000090033
Map Reference	MAP 11575
Instrument Date	Feb 15, 2019
Instrument	2019-0090033
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636

Mortgage

Document Number	0000090034
Date	Mar 13, 2019
Instrument	2019-0090034

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2019
Property Address	3520 CALLE GAVANZO, CARLSBAD, CA 92009-8636
Document Number	0000028441
Instrument Date	Jan 9, 2019
Instrument	28441
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 FOXGLOVE DR HUNTINGTOWN MD 206398017, HUNTINGTOWN, MD 20639-8017

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,054,790 (+2%) Land $1,508,580 Building $546,210
2025	$22,348.00 (+116.13%)	$2,014,500 (+117.21%) Land $1,479,000 Building $535,500
2023	$10,340.00 (+2.33%)	$927,451 Land $585,510 Building $341,941
2022	$10,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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