3522 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3522 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1 ba · 828 sqft · built 1900
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2016)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-000850`

Property Details

APN / Parcel Number

Primary APN	`03-000850`
Alternative APNs	`3000850` `000850`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	828 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	223,463 sqft (5.13 acres)

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000850
Street Address	3522 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 5.13 ACS 3522 ARTERS MILL RD NR S/S FLICKINGER RD
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2003
Census Tract	503000

Owner

Source: Carroll County records · APN 03-000850

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3522 ARTERS MILL RD, WESTMINSTER, MD 21158-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Intrafamily Transfer, Transfer
Jul 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Mar 25, 2005 · Amount on Record
Deed Book / Page	8456 / 12
Last Transfer Date	Dec 28, 2022
Transfer Doc	0109570333
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 03, 2023
Property Address	3522 ARTERS MILL RD, WESTMINSTER, MD 21158-1808
Document Number	0109570333
Book / Page	10957 / 333
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3522 ARTERS MILL RD, WESTMINSTER, MD 21158-1808

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3522 ARTERS MILL RD, WESTMINSTER, MD 21158-1808
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087410295
Date	Jul 07, 2017
Book Page	8741/0295
Instrument	8741-0295

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,133 (+4.85%)	$284,200 (+14.55%) Land $180,600 Building $103,600
2025	$2,838.00 (+8.53%) Homeowner's exemption	$248,100 (+7.17%) Land $155,600 Building $92,500	$248,100 (-) Land $155,600 Building $92,500
2023	$2,615.00 Homeowner's exemption	$231,500	$248,100 Land $155,600 Building $92,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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