Carroll County property record for 3520 Arters Mill Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1977 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,000 (Feb 2025) |
| Tax Bill | $3,279 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-014479 |
| Primary APN | 03-014479 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,028 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Utility Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 178,596 sqft (4.1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 720 sqft |
| Stable | 1,152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 014479 |
|---|---|
| Street Address | 3520 ARTERS MILL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 4.1046 ACS 3520 ARTERS MILL RD N OF ARTER'S MILL |
| Legal Subdivision | ARTERS MILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 503000 |
Source: Carroll County records · APN 03-014479
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3520 ARTERS MILL RD, WESTMINSTER, MD 21158-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on Record |
| Deed Sale | Feb 10, 2025 · Amount on Record |
| Deed Book / Page | 11416 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3520 ARTERS MILL RD, WESTMINSTER, MD 21158-1808 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3520 ARTERS MILL RD, WESTMINSTER, MD 21158-1808 |
| Document Number | 0104190021 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 10419/21 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,633 (+29.35%) | $428,900 (+49.18%) Land $175,500 Building $253,400 | |
| 2025 | $3,279.00 (+12.18%) | ||
| 2023 | $2,923.00 Homeowner's exemption | $258,700 | $287,500 Land $150,500 Building $137,000 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
May also be available: AT&T, Verizon.
Based on FCC filings for 15 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures