Chesterfield County property record for 3521 Egan Rd, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1980 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (May 2006) |
| Tax Bill | $2,622 (2026) |
| Deeds & Mortgages | Feb 2025 Mortgage Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04010110B00F020 |
| Primary APN | 04010110B00F020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Finished Area |
| 1st Floor Area | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 11,631 sqft (0.267 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Balcony Area | 26 sqft |
| Storage Building | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 319605001 |
|---|---|
| Street Address | 3521 EGAN RD |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | BELMONT HLS WEST L20BK F SEC B |
| Legal Subdivision | BELMONT HILLS WEST |
| Legal Block | F |
| Legal Lot Number | 20 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 100206 |
3521 Egan Rd is owned and occupied by an individual who bought it in May 2006.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3521 EGAN RD, CHESTERFIELD, VA 23832-8306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2006 · Amount on File |
| Deed Sale | May 16, 2006 · Amount on File |
| Prior Sale | Aug 19, 2004 · Amount on File |
| Deed Book / Page | 7119 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3521 EGAN RD, CHESTERFIELD, VA 23832-8306 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014807-735 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 14807/735 |
| Instrument | 2025005750 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3521 EGAN RD, CHESTERFIELD, VA 23832-8306 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013608-137 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 13608/137 |
| Instrument | 2021056836 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3521 EGAN RD, CHESTERFIELD, VA 23832-8306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13608-137 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 13608/137 |
| Instrument | 2021056836 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2026 property tax bill for 3521 Egan Rd was $2,622.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,622.00 | $291,800 (+1.28%) Land $61,000 Building $230,800 | $291,800 (+1.28%) Land $61,000 Building $230,800 |
| 2025 | $288,100 Land $58,000 Building $230,100 | $288,100 Land $58,000 Building $230,100 | |
| 2023 | $2,203.00 | $239,400 Land $51,000 Building $188,400 | $239,400 Land $51,000 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3521 Egan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3521 Egan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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