Chesterfield County property record for 3520 Egan Rd, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,484 sqft · built 1981 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,219 (2026) |
| Deeds & Mortgages | Mar 2024 Second Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04010110B00J007 |
| Primary APN | 04010110B00J007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,484 sqft Finished Area |
| 1st Floor Area | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,112 sqft (0.301 acres) |
| Balcony Area | 22 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 387557002 |
|---|---|
| Street Address | 3520 EGAN RD |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | BELMONT HLS WEST L7BK J SEC B |
| Legal Subdivision | BELMONT HILLS WEST |
| Legal Block | J |
| Legal Lot Number | 7 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 100206 |
Source: Chesterfield County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3520 EGAN RD, CHESTERFIELD, VA 23832-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 29, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2002 |
| Deed Sale | Apr 29, 2002 |
| Deed Book / Page | 4506 / 343 |
| Last Transfer Date | Mar 23, 2018 |
| Transfer Doc | 11934-509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3520 EGAN RD, CHESTERFIELD, VA 23832-8305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 014497-220 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 14497/220 |
| Instrument | 2024006297 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3520 EGAN RD, CHESTERFIELD, VA 23832-8305 |
| Document Number | 12330269 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3520 EGAN RD CHESTERFIELD VA 238328305, CHESTERFIELD, VA 23832-8305 |
| Document Number | 12330269 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 012330/000269 |
| Instrument | 20252 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Mar 29, 2018 |
| Property Address | 3520 EGAN RD, CHESTERFIELD, VA 23832-8305 |
| Document Number | 11934509 |
| Book / Page | 011934 / 000509 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 10998 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3520 EGAN RD CHESTERFIELD VA 238328305, CHESTERFIELD, VA 23832-8305 |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,219.00 (+1.46%) | $246,600 (+1.48%) Land $61,000 Building $185,600 | $246,600 (+1.48%) Land $61,000 Building $185,600 |
| 2025 | $2,187.00 (+11.52%) | $243,000 (+14.19%) Land $58,000 Building $185,000 | $243,000 (+14.19%) Land $58,000 Building $185,000 |
| 2023 | $1,961.00 | $212,800 Land $51,000 Building $161,800 | $212,800 Land $51,000 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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