3521 E Emma Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3521 E Emma Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,394 sqft · built 1999
Lot Size	0.295 acres (12,837 sqft)
Owner	2 Company Names on File
Last Sale	$60,500 (Oct 2003)
Tax Bill	$5,448 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120/02851-078-000`

Property Details

APN / Parcel Number

Primary APN	`120/02851-078-000`
Alternative APN	`782319451014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	1,394 sqft
Basement Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,837 sqft (0.295 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3521 E EMMA AVE
City	DES MOINES
State	IA
Zip	50320-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 LAKEVIEW HEIGHTS PLAT 2
Legal Subdivision	LAKEVIEW HEIGHTS PLAT 2
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2017
Census Tract	10806

Owner

3521 E Emma Ave is owned by a company that acquired it in February 2025.

Source: Polk County records, as of March 18, 2026

Owner of Record	2 Company Names on File
Mailing Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Mar 10, 2026	Intrafamily Transfer, Transfer
Dec 18, 2025	Intrafamily Transfer, Transfer
Feb 11, 2025	Intrafamily Transfer, Transfer
Jan 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2003 · Amount on File
Deed Sale	Oct 30, 2003 · Amount on File
Prior Sale	Mar 5, 1998 · Amount on File
Deed Document Number	200360894
Deed Book / Page	10239 / 948
Last Transfer Date	Feb 11, 2025
Transfer Doc	0000007037
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076454
Date	Jul 20, 2021
Book Page	18653/563
Instrument	2021-00076454

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Mar 10, 2026
Property Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Document Number	0000012808
Book / Page	20443 / 163
Instrument Date	Feb 24, 2026
Instrument	2026-00012808
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Dec 18, 2025
Property Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Document Number	0000076007
Book / Page	20371 / 305
Instrument Date	Dec 18, 2025
Instrument	2025-00076007
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Feb 11, 2025
Property Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Document Number	0000007037
Book / Page	20045 / 541
Instrument Date	Feb 11, 2025
Instrument	2025-00007037
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3521 E EMMA AVE, DES MOINES, IA 50320-2100
Document Number	0000063513
Book / Page	016351 / 000384
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3521 E EMMA AVE DES MOINES IA 503202100, DES MOINES, IA 50320-2100

Mortgage

Document Number	0000063513
Date	Jan 20, 2017
Book Page	016351/000384
Instrument	63513

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,000 Land $65,700 Building $235,300	$301,000 Land $65,700 Building $235,300
2024	$5,448.00
2023		$267,800 Land $57,300 Building $210,500	$267,800 Land $57,300 Building $210,500
2020	$4,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3521 E Emma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3521 E Emma Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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