1795 E Emma Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1795 E Emma Ave, Des Moines, IA 50320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2003
Lot Size0.43 acres (18,759 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (May 2011)
Tax Bill$4,878 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7824-23-376-016

Property Details

APN / Parcel Number

Primary APN7824-23-376-016
Alternative APN
  • 120/01826-582-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,712 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,759 sqft (0.43 acres)
Garage TypeDetached
Garage Area858 sqft
Parking Spaces3 Parking Spaces
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address1795 E EMMA AVE
CityDES MOINES
StateIA
Zip50320-1551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 LOT 82 GRANDSHIRE
Legal Range24W
Legal Township78N
Legal Section23
Legal SubdivisionGRANDSHIRE
Legal Lot Number82
JurisdictionPOLK IA
Township / Civil DivisionBLOOMFIELD
Census Block Group1
Census Block1014
Census Tract10805

Owner

1795 E Emma Ave is owned and occupied by an individual who acquired it in March 2014.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1795 E EMMA AVE, DES MOINES, IA 50320-1551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2011 · Amount on File
Deed SaleMay 20, 2011 · Amount on File
Prior SaleOct 13, 2004 · Amount on File
Deed Document Number0000083981
Last Transfer DateMar 7, 2014
Transfer Doc201400066779
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1795 E EMMA AVE, DES MOINES, IA 50320-1551
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1795 E EMMA AVE, DES MOINES, IA 50320-1551

Mortgage

Document Number0000009853
DateFeb 4, 2022
Book Page18976/589
Instrument2022-00009853
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1795 E EMMA AVE, DES MOINES, IA 50320-1551
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023980
DateSep 16, 2019
Book Page17495/0344
Instrument2019-00023980
Lender
NameFIDELITY BANK
TypeBank
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274,000 Land $46,200 Building $227,800$274,000 Land $46,200 Building $227,800
2024$4,878.00
2023$243,000 Land $40,400 Building $202,600$243,000 Land $40,400 Building $202,600
2020$4,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1795 E Emma Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1795 E Emma Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Emma Ave

Nearby Streets

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