3521 E Crest Dr, Chattanooga, TN 37406 Property Records

Hamilton County property record for 3521 E Crest Dr, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,125 sqft · built 1961
Lot Size0.284 acres (12,377 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Jun 2025)
Tax Bill$743 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2025 Sale
Flood ZoneZone X (minimal risk)
APN128I G 022

Property Details

APN / Parcel Number

Primary APN128I G 022
Alternative APN
  • 0000053018

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,125 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,377 sqft (0.284 acres)
Lot Dimensions187 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000053018
Street Address3521 E CREST DR
CityCHATTANOOGA
StateTN
Zip37406-4444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 5 BLK 2 BATTERY HEIGHTS PB 12 PG 44
Legal SubdivisionBATTERY HEIGHTS
Legal Block2
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3060
Census Tract12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8544 JERRY LN, HARRISON, TN 37341-5500
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
FIRST CITIZENS NATIONAL BANK
Jun 26, 2025Warranty Deed, Transfer
NEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleJul 3, 2000 · Amount on Record
Deed Document Number2025112
Deed Book / Page13965 / 1
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3521 E CREST DR, CHATTANOOGA, TN 37406-4444
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000271
DateOct 3, 2025
Book Page14064/892
Instrument2025100300271
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38025
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term180 Months
DueSep 30, 2040
Interest
Rate TypeAdjustable Rate
Change Frequency4 Years

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 26, 2025
Property Address3521 E CREST DR, CHATTANOOGA, TN 37406-4444
Document Number0000000112
Book / Page13965 / 1
Map ReferenceMB 12 PG 44
Instrument DateJun 26, 2025
Instrument2025062600112
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyNEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$462.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8544 JERRY LN, HARRISON, TN 37341-5500

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (+18.69%)$49,075 (+75.27%)$196,300 (+75.27%) Land $40,000 Building $156,300
2024$626.00$28,000 (-)$112,000 (-) Land $21,000 Building $91,000
2023$626.00$28,000 (-)$112,000 (-) Land $21,000 Building $91,000
2022$626.00$28,000$112,000 Land $21,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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