3518 E Crest Dr, Chattanooga, TN 37406 Property Records

Hamilton County property record for 3518 E Crest Dr, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,350 sqft · built 1962
Lot Size	0.301 acres (13,113 sqft)
Owner	Company Name on Record
Last Sale	$78,700 (Aug 2012)
Tax Bill	$819 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`128O B 018`

Property Details

APN / Parcel Number

Primary APN	`128O B 018`
Alternative APN	`0000053758`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,113 sqft (0.301 acres)
Lot Dimensions	191 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000053758
Street Address	3518 E CREST DR
City	CHATTANOOGA
State	TN
Zip	37406-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 6 BLK 5 FIRST UNIT BATTERY HEIGHTS PB 11 PG 46
Legal Subdivision	BATTERY HEIGHTS FIRS
Legal Block	5
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3085
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6021 DAYTON BLVD, CHATTANOOGA, TN 37415-1213
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2012 · Amount on Record
Deed Sale	Aug 8, 2012 · Amount on Record
Prior Sale	May 31, 1995 · Amount on Record
Deed Document Number	2012207
Deed Book / Page	9712 / 688
Prior Transfer Date	Jul 15, 1997
Prior Transfer Doc	0049200518
Record Updated	Oct 29, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	3518 E CREST DR, CHATTANOOGA, TN 37406-4443
Document Number	0318000188
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5818 N PARK RD HIXSON TN 373434619, HIXSON, TN 37343-4619

Mortgage

Document Number	0318000188
Date	Mar 18, 2019
Book Page	011590/000071
Instrument	190318000188

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$819.00 (+26.58%)	$54,050 (+86.86%)	$216,200 (+86.86%) Land $40,000 Building $176,200
2024	$647.00	$28,925 (-)	$115,700 (-) Land $21,000 Building $94,700
2023	$647.00	$28,925 (-)	$115,700 (-) Land $21,000 Building $94,700
2022	$647.00	$28,925	$115,700 Land $21,000 Building $94,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20