3521 E 2nd St, Dayton, OH 45403 Property Records

Montgomery County property record for 3521 E 2nd St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1929
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2023)
Tax Bill	$1,220 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72-04803-0028`

Property Details

APN / Parcel Number

Primary APN	`R72-04803-0028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3521 E 2ND ST
City	DAYTON
State	OH
Zip	45403-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30907
Legal Subdivision	CITY/DAYTON
Legal Lot Number	28
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3004
Census Tract	2000

Owner

Source: Montgomery County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 E 2ND ST, DAYTON, OH 45403-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 19, 2017	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	202313729
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0000005737
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 15, 2023
Property Address	3521 E 2ND ST, DAYTON, OH 45403-1719
Document Number	0000013729
Instrument Date	Feb 17, 2023
Instrument	202300013729
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 E 2ND ST, DAYTON, OH 45403-1719

Mortgage

Document Number	0000013730
Date	Mar 15, 2023
Instrument	202300013730

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 19, 2017
Property Address	3521 E 2ND ST, DAYTON, OH 45403-1719
Document Number	0000003493
Instrument Date	Jan 17, 2017
Instrument	3493
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 E 2ND ST DAYTON OH 454031719, DAYTON, OH 45403-1719

Mortgage

Document Number	3494,
Date	Jan 19, 2017
Instrument	3494

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,480 (-) Land $3,460 Building $17,020	$58,520 (-) Land $9,890 Building $48,630
2024	$1,220.00 (+87.69%)
2023	$650.00 (+75.68%)	$20,480 (+50.59%) Land $3,460 Building $17,020	$58,520 (+50.59%) Land $9,890 Building $48,630
2022	$370.00	$13,600 Land $2,290 Building $11,310
2020			$38,860 Land $6,550 Building $32,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, AT&T.

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