3521 Alder Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 3521 Alder Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1988
Lot Size	0.165 acres (7,195 sqft)
Owner	Individual Name on Record
Last Sale	$153,200 (Oct 2020)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-1-002-010.25`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-1-002-010.25`

Interior

Full Baths	1 Bath
Building Area	864 sqft Living Area
Gross Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,195 sqft (0.165 acres)
Lot Dimensions	98 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	432 sqft

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3521 ALDER LN
City	ARNOLD
State	MO
Zip	63010-3878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	DOGWOOD ESTS PHS 2 LOT 26
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	DOGWOOD ESTS PHS 2
Legal Block	1
Legal Lot Number	26
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 ALDER LN, ARNOLD, MO 63010-3878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	202036998
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0000002398
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 2, 2020
Property Address	3521 ALDER LN, ARNOLD, MO 63010-3878
Document Number	0000036998
Instrument Date	Sep 30, 2020
Instrument	36998
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 ALDER LN ARNOLD MO 630103878, ARNOLD, MO 63010-3878

Mortgage

Document Number	36999
Date	Oct 2, 2020
Instrument	36999

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Mortgage

Document Number	37000,
Date	Oct 2, 2020
Instrument	37000

Lender

Name	GERSHMAN INV
Type	MERS
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,800 (-) Land $2,900 Building $19,900	$119,900 (-) Land $15,000 Building $104,900
2025	$1,575.00 (+5.14%)	$22,800 (+8.57%) Land $2,900 Building $19,900	$119,900 (-) Land $15,000 Building $104,900
2024	$1,498.00 (+0.6%)		$119,900 (+8.51%) Land $15,000 Building $104,900
2023	$1,489.00	$21,000 Land $2,900 Building $18,100	$110,500 Land $15,000 Building $95,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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