3518 Alder Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 3518 Alder Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1988
Lot Size	0.168 acres (7,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,767 (Jun 2023)
Tax Bill	$1,241 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-1-002-010.04`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-1-002-010.04`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	7,312 sqft (0.168 acres)
Lot Dimensions	117 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	456 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3518 ALDER LN
City	ARNOLD
State	MO
Zip	63010-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	DOGWOOD ESTS PHS 2 LOT 4
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	DOGWOOD ESTS PHS 2
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3518 ALDER LN, ARNOLD, MO 63010-3877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 22, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	202313423
Prior Transfer Date	Dec 8, 2009
Prior Transfer Doc	0000050298
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 5, 2023
Property Address	3518 ALDER LN, ARNOLD, MO 63010-3877
Document Number	0000013423
Map Reference	MB 90 PG 8
Instrument Date	May 30, 2023
Instrument	2023R-013423
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 ALDER LN, ARNOLD, MO 63010-3877

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3518 ALDER LN, ARNOLD, MO 63010-3877

Mortgage

Document Number	0000013424
Date	Jun 5, 2023
Instrument	2023R-013424

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 22, 2019
Property Address	3518 ALDER LN, ARNOLD, MO 63010-3877
Document Number	0000032614
Instrument Date	Oct 15, 2019
Instrument	32614
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 ALDER LN ARNOLD MO 630103877, ARNOLD, MO 63010-3877

Mortgage

Document Number	32615
Date	Oct 22, 2019
Instrument	32615

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 3, 2017
Property Address	3518 ALDER LN, ARNOLD, MO 63010-3877
Document Number	0000020376
Instrument Date	Jun 30, 2017
Instrument	20376
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 ALDER LN ARNOLD MO 630103877, ARNOLD, MO 63010-3877

Mortgage

Document Number	20377
Date	Jul 3, 2017
Instrument	20377

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Mortgage

Document Number	20456,
Date	Jul 3, 2017
Instrument	20456

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,700 (+7.47%) Land $2,900 Building $15,800	$98,300 (-) Land $15,000 Building $83,300
2024	$1,241.00 (+0.57%)		$98,300 (+7.9%) Land $15,000 Building $83,300
2023	$1,234.00	$17,400 Land $2,900 Building $14,500	$91,100 Land $15,000 Building $76,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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