Osceola County property record for 3520 Seaman Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1940 |
| Lot Size | 1.19 acres (52,228 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,168 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2526294100003700A0 |
| Primary APN | 2526294100003700A0 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Gross Area | 1,312 sqft |
| 1st Floor Area | 712 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,228 sqft (1.19 acres) |
| Lot Dimensions | 308 ft deep x 103 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Utility Building | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 58865 |
|---|---|
| Street Address | 3520 SEAMAN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | MC COOLS ADDN PB 1 PG 078 BLK 37 BEG AT SW COR LOT A, N 65 DEG E 446.39 FT TO W R/W OF HERBERT SMITH RD, N 42 DEG W 125 FT, S |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 4100 |
| Legal Block | 37 |
| Legal Lot Number | A |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 700157, SAINT CLOUD, FL 34770-0157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 1998 |
| Deed Sale | Jun 25, 1998 |
| Prior Sale | Mar 17, 1997 · Amount on Record |
| Deed Document Number | 0150901733 |
| Deed Book / Page | 01387 / 02411 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+9.98%) Homeowner's exemption | $70,590 (+5.99%) | $179,300 (+3.7%) Land $114,800 Building $64,500 |
| 2023 | $1,062.00 (+5.57%) Homeowner's exemption | $66,603 (+3%) | $172,900 (+4.47%) Land $110,500 Building $62,400 |
| 2022 | $1,006.00 Homeowner's exemption | $64,664 | $165,500 Land $110,500 Building $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Xfinity.
5G (outdoors only) and 4G LTE
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