Osceola County property record for 3450 Seaman Ave, Saint Cloud, FL 34772
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 1982 |
| Lot Size | 2.55 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2008) |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 164099 |
| Primary APN | 164099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,228 sqft |
| 1st Floor Area | 1,228 sqft |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 111,514 sqft (2.55 acres) |
| Porch | Porch |
| Porch Area | 994 sqft |
| Deck Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Package Unit |
| Account Number | 164099 |
|---|---|
| Street Address | SEAMAN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | OA2A |
| Legal Description | MCCOOLS ADDN PB 1 PG 78 BLK 32 LOT 10 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 4100 |
| Legal Block | 32 |
| Legal Lot Number | 10 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
3450 Seaman Ave, residential vacant land, is owned by two individuals who bought it in August 2008.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8116 HOOK CIR, ORLANDO, FL 32836-5330 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on File |
| Deed Sale | Aug 28, 2008 · Amount on File |
| Deed Document Number | 0003733414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 3450 SEAMAN AVE, SAINT CLOUD, FL 34772 |
| Document Number | 0065212987 |
| Book / Page | 6521 / 2987 |
| Map Reference | MB 1 PG 78 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023165248 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8116 HOOK CIR, ORLANDO, FL 32836-5330 |
| Name | Verified Name |
|---|---|
| Address | 3450 SEAMAN AVE, SAINT CLOUD, FL 34772 |
| Document Number | 0065212999 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 6521/2999 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 3450 Seaman Ave was $1,870.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,870.00 | $135,000 Land $135,000 | $135,000 Land $135,000 |
| 2023 | $5,740.00 (+9.08%) | $371,600 (+8.34%) Land $182,000 Building $189,600 | $371,600 (+8.34%) Land $182,000 Building $189,600 |
| 2022 | $5,262.00 | $343,000 Land $182,000 Building $161,000 | $343,000 Land $182,000 Building $161,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3450 Seaman Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3450 Seaman Ave is high, ranking above 87% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Xfinity.
5G (outdoors only) and 4G LTE
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