3520 Montclair Dr, Sherman, TX 75092 Property Records

Grayson County property record for 3520 Montclair Dr, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	2,049 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,725 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137A120900105`

Property Details

APN / Parcel Number

Primary APN	`137A120900105`
Alternative APN	`120903`

Interior

Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	107 sqft

Location & Zoning

Account Number	120903
Old Parcel Number	137A120900105
Street Address	3520 MONTCLAIR DR
City	SHERMAN
State	TX
Zip	75092-4473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1209 THOMPSON WILLIAM A-G1209, ACRES 1.0
Legal Subdivision	THOMPSON WILLIAM A-G1209
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3095
Census Tract	1101

Owner

3520 Montclair Dr is owned and occupied by an individual who acquired it in November 2023.

Source: Grayson County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3520 MONTCLAIR DR, SHERMAN, TX 75092-4473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023
Deed Sale	Nov 6, 2023
Prior Sale	Jun 7, 2013
Deed Document Number	2023-29720
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3520 MONTCLAIR DR, SHERMAN, TX 75092-4473
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 SKYLINE DR, PLANO, TX 75025-2034

Mortgage

Document Number	0000029721
Date	Nov 6, 2023
Instrument	2023-29721

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 6, 2023
Property Address	3520 MONTCLAIR DR, SHERMAN, TX 75092-4473
Document Number	0000029720
Instrument Date	Nov 3, 2023
Instrument	2023-29720
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MONTCLAIR DR, SHERMAN, TX 75092-4473

Mortgage

Document Number	0000029721
Date	Nov 6, 2023
Instrument	2023-29721

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,011 Land $128,502 Building $148,509	$277,011 Land $128,502 Building $148,509
2024	$3,725.00
2023		$368,212 Land $130,680 Building $237,532	$368,212 Land $130,680 Building $237,532
2022	$6,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Montclair Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Montclair Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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