3520 Barretts Ferry Dr, Williamsburg, VA 23185 Property Records

James City County property record for 3520 Barretts Ferry Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,190 sqft · built 2001
Lot Size	7.35 acres (320,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Dec 2020)
Tax Bill	$13,383 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-1 06-0-0006`

Property Details

APN / Parcel Number

Primary APN	`43-1 06-0-0006`
Alternative APN	`11595`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,190 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	320,471 sqft (7.35 acres)
Garage Type	Attached
Garage Area	1,075 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	317 sqft
Deck Area	652 sqft
Patio Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11595
Street Address	3520 BARRETTS FERRY DR
City	WILLIAMSBURG
State	VA
Zip	23185-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-6A BARRETT'S FERRY
Legal Subdivision	BARRETTS FERRY
Legal Lot Number	6A
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3007
Census Tract	80304

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 21, 2020	Warranty Deed, Transfer TRUIST BK
May 18, 2018	Deed of Trust, Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	200022176
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3520 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210018685
Date	Sep 15, 2021
Instrument	210018685

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 17, 2051

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3520 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007269
Date	Apr 14, 2021
Instrument	210007269

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 21, 2020
Property Address	3520 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Document Number	0000022176
Instrument Date	Dec 15, 2020
Instrument	22176
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 BARRETTS FERRY DR WILLIAMSBURG VA 231857542, WILLIAMSBURG, VA 23185-7542

Mortgage

Document Number	22177
Date	Dec 21, 2020
Instrument	22177

Lender

Name	TRUIST BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3520 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Document Number	0000008961
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008961
Date	May 25, 2018
Instrument	8961

Lender

Name	CHEMICAL BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,383.00 (+6.41%)	$1,612,500 (+14.69%) Land $788,000 Building $824,500	$1,612,500 (+14.69%) Land $788,000 Building $824,500
2024	$12,577.00 (+7.78%)
2023	$11,669.00	$1,406,000 Land $799,000 Building $607,000	$1,406,000 Land $799,000 Building $607,000
2022	$11,669.00 (-0.36%)
2019	$11,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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