3508 Barretts Ferry Dr, Williamsburg, VA 23185 Property Records

James City County property record for 3508 Barretts Ferry Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,463 sqft · built 1999
Lot Size	3.77 acres (164,221 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Sep 2020)
Tax Bill	$13,869 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-1 06-0-0003`

Property Details

APN / Parcel Number

Primary APN	`43-1 06-0-0003`
Alternative APN	`11592`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	6,463 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	164,221 sqft (3.77 acres)
Garage Type	Attached
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	1,048 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11592
Street Address	3508 BARRETTS FERRY DR
City	WILLIAMSBURG
State	VA
Zip	23185-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-3 BARRETT'S FERRY
Legal Subdivision	BARRETTS FERRY
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3007
Census Tract	80304

Owner

Source: James City County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK NATIONAL ASSOCIATION
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK
Aug 7, 2023	Intrafamily Transfer, Transfer
Sep 30, 2020	Warranty Deed, Transfer TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	202016653
Last Transfer Date	Mar 9, 2023
Transfer Doc	0202308302
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	May 11, 2026
Property Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Document Number	0000005539
Instrument Date	May 5, 2026
Instrument	20265539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000005539,
Date	May 11, 2026
Instrument	20265539

Lender

Name	FULTON BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202211123
Date	Jul 20, 2022
Instrument	202211123

Lender

Name	TOWNEBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Aug 7, 2023
Property Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Document Number	0202308302
Instrument Date	Mar 9, 2023
Instrument	202308302
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 30, 2020
Property Address	3508 BARRETTS FERRY DR, WILLIAMSBURG, VA 23185-7542
Document Number	0000016653
Instrument Date	Sep 17, 2020
Instrument	16653
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 BARRETTS FERRY DR WILLIAMSBURG VA 231857542, WILLIAMSBURG, VA 23185-7542

Mortgage

Document Number	16654
Date	Sep 30, 2020
Instrument	16654

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,869.00 (+6.41%)	$1,671,000 (+13.84%) Land $625,700 Building $1,045,300	$1,671,000 (+13.84%) Land $625,700 Building $1,045,300
2024	$13,033.00 (+6.98%)
2023	$12,183.00	$1,467,900 (-) Land $499,000 Building $968,900	$1,467,900 (-) Land $499,000 Building $968,900
2022	$12,183.00 (+13.96%)	$1,467,900 Land $499,000 Building $968,900	$1,467,900 Land $499,000 Building $968,900
2019	$10,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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