St. Louis County property record for 3520 95th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 912 sqft · built 1958 |
| Lot Size | 0.155 acres (6,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,400 (Aug 2004) |
| Tax Bill | $1,490 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0810-00540 |
| Primary APN | 010-0810-00540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,782 sqft (0.155 acres) |
| Garage Area | 944 sqft |
| Deck Area | 320 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 766995 |
|---|---|
| Street Address | 3520 95TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 7 AND 8 SERIAL # |
| Legal Subdivision | DASHS STEEL PLANT ADD TO SPIRI |
| Legal Block | 5 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 3600 |
3520 95th Ave W is owned and occupied by an individual who bought it in August 2004.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3520 95TH AVE W, DULUTH, MN 55808-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on File |
| Deed Sale | Aug 31, 2004 · Amount on File |
| Deed Document Number | 2004782751 |
| Prior Transfer Date | Jun 4, 2004 |
| Prior Transfer Doc | 0000782750 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3520 95th Ave W was $1,490 with a homeowner's exemption, down 1.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,490.00 (-1.06%) Homeowner's exemption | ||
| 2025 | $1,506.00 (-9.71%) Homeowner's exemption | $138,700 (+5%) Land $15,000 Building $123,700 | $138,700 (+5%) Land $15,000 Building $123,700 |
| 2024 | $1,668.00 | $132,100 Land $17,600 Building $114,500 | $132,100 Land $17,600 Building $114,500 |
| 2022 | $160,500 Land $16,400 Building $144,100 | $160,500 Land $16,400 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 95th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3520 95th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures