1101 95th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1101 95th Ave W, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 740 sqft · built 1913
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on File
Last Sale$8,490 (Jun 2012)
Tax Bill$1,340 (2026)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-1800-13960

Property Details

APN / Parcel Number

Primary APN010-1800-13960
Alternative APNs
  • 1193170
  • 912357

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area740 sqft Gross Area
1st Floor Area608 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area3,006 sqft (0.069 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area40 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1193170
Street Address1101 95TH AVE W
CityDULUTH
StateMN
Zip55808-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 28, 29 AND 30, BLOCK 52 SERIAL #
Legal SubdivisionGARY FIRST DIVISION
Legal Block52
Legal Lot Number30
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2010
Census Tract3800

Owner

1101 95th Ave W is owned and occupied by an individual who acquired it in July 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1101 95TH AVE W, DULUTH, MN 55808-1850
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
NEIGHBORHOOD HOUSING SERVICES OF DULUTH
Dec 30, 2025Intrafamily Transfer, Transfer
THE TITLE FIRM, THE TITLE TEAM
Dec 30, 2025Intrafamily Transfer, Transfer · Stand-Alone First Mortgage
NEIGHBORHOOD HOUSING SERVICES OF DU
May 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD HOUSING SERVICES OF DULUTH NEIGHBORHOOD HOUSING SERVICES OF DULUTH
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
E&N FIN'L SVCS & DEV INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2012 · Amount on File
Deed SaleJun 21, 2012 · Amount on File
Prior SaleOct 26, 2011 · Amount on File
Deed Document Number2012916150
Last Transfer DateJul 1, 2014
Transfer Doc000T952465
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1101 95TH AVE W, DULUTH, MN 55808-1850
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001097794
DateDec 30, 2025
Instrument1097794
Lender
NameNEIGHBORHOOD HOUSING SERVICES OF DULUTH
TypeNon-Lending Institution
AddressDULUTH, MN 55805
Agreement
TypeNon-Conforming Investor Loan
AmountAmount on Record

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 30, 2025
Property Address1101 95TH AVE W, DULUTH, MN 55808-1850
Document Number0001097796
Instrument DateNov 7, 2025
Instrument1097796
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 95TH AVE W, DULUTH, MN 55808-1850

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 30, 2025
Property Address1101 95TH AVE W, DULUTH, MN 55808-1850
Document Number0001097797
Instrument DateNov 7, 2025
Instrument1097797
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1101 95TH AVE W, DULUTH, MN 55808-1850

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1101 95TH AVE W, DULUTH, MN 55808-1850

Mortgage

Document Number0001097795
DateDec 30, 2025
Instrument1097795
Lender
NameNEIGHBORHOOD HOUSING SERVICES OF DU
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1101 95TH AVE W, DULUTH, MN 55808-1850
Document Number000T998225
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 95TH AVE W DULUTH MN 558081850, DULUTH, MN 55808-1850

Mortgage

Document Number000T998225
DateMay 22, 2018
InstrumentT998225
Lender
NameNEIGHBORHOOD HOUSING SERVICES OF DULUTH NEIGHBORHOOD HOUSING SERVICES OF DULUTH
TypeBank
AddressDULUTH, MN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 21, 2033
Interest
Rate5.25%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1101 95TH AVE W, DULUTH, MN 55808-1850
Document Number000T995544
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 95TH AVE W DULUTH MN 558081850, DULUTH, MN 55808-1850

Mortgage

Document Number000T995544
DateFeb 28, 2018
InstrumentT995544
Lender
NameE&N FIN'L SVCS & DEV INC
TypeFunding / Finance Company
AddressDULUTH, MN 55805
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1101 95th Ave W was $1,340 with exemptions applied, up 20.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,340.00 (+20.07%) Homeowner's exemption Disabled Person's exemption
2025$1,116.00 (-13.08%) Homeowner's exemption Disabled Person's exemption$152,400 (+10.6%) Land $18,400 Building $134,000$152,400 (+10.6%) Land $18,400 Building $134,000
2024$1,284.00$137,800 Land $18,100 Building $119,700$137,800 Land $18,100 Building $119,700
2022$115,000 Land $22,200 Building $92,800$115,000 Land $22,200 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 95th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies27 units insured
incl. 26 condo units
Nearby Flood Claims4 (2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 95th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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