St. Johns County property record for 352 Summercove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,996 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Aug 2019) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0200 |
| Primary APN | 135411-0200 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| Gross Area | 3,592 sqft |
| 1st Floor Area | 1,386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 204 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 352 SUMMERCOVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 20 OR4786/583 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIRVA MORTGAGE INC |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| May 9, 2018 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| May 16, 2018 | Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 201963912 |
| Deed Book / Page | 4786 / 583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050321692 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 5032/1692 |
| Instrument | 2020074443 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2019 |
| Property Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0047860583 |
| Book / Page | 4786 / 0583 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019063912 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1717 MAIN ST STE 2000, 1717, DALLAS, TX 75201-4657 |
| Name | Verified Name |
|---|---|
| Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0004786585 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 4786/585 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 9, 2018 |
| Property Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0045441745 |
| Book / Page | 004544 / 001745 |
| Instrument Date | May 8, 2018 |
| Instrument | 32164 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2018 |
| Property Address | 352 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0045471737 |
| Book / Page | 004547 / 001737 |
| Instrument Date | May 8, 2018 |
| Instrument | 33694 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004 |
| Document Number | 45471737 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 004547/001737 |
| Instrument | 33694 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 383 MADISON AVE, NEW YORK, NY 10179-0001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,297 (+2.7%) | $436,309 (+0.26%) Land $80,000 Building $356,309 | |
| 2025 | $4,288.00 (+12.58%) Homeowner's exemption | $332,324 (+2.9%) | $435,182 (-9.84%) Land $80,000 Building $355,182 |
| 2024 | $3,809.00 (+2.01%) Homeowner's exemption | $322,958 (+3%) | $482,671 (-0.4%) Land $80,000 Building $402,671 |
| 2023 | $3,734.00 (+31.62%) Homeowner's exemption | $313,551 (+29.26%) | $484,621 (+28.07%) Land $80,000 Building $404,621 |
| 2022 | $2,837.00 Homeowner's exemption | $242,574 | $378,417 Land $78,400 Building $300,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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