St. Johns County property record for 349 Summercove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,726 sqft · built 2005 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $360,000 (Aug 2023) |
| Tax Bill | $3,959 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1354110350 |
| Primary APN | 1354110350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Heated Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 1354110350 |
|---|---|
| Street Address | 349 SUMMERCOVE CIR |
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48/3-6 SUMMERHILL LOT 35 OR5818/148 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Lot Number | 35 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21301 |
349 Summercove Cir is owned by a company that bought it in August 2023.
Source: St. Johns County records, as of January 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 31, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 6, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Apr 6, 2023 · Amount on File |
| Deed Document Number | 2023068945 |
| Deed Book / Page | 5818 / 148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 349 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5951 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 349 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5951 |
| Document Number | 0053411346 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 5341/1346 |
| Instrument | 2021089127 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 349 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5951 |
| Document Number | 0058180148 |
| Book / Page | 5818 / 148 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023068945 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 349 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5951 |
| Document Number | 0057351822 |
| Book / Page | 5735 / 1822 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023025671 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,268.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 LYDIA LN, SAINT AUGUSTINE, FL 32080-5465 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277,887 (-5.94%) | $277,887 (-5.94%) Land $80,000 Building $197,887 | |
| 2024 | $3,959.00 (+94.93%) | $295,442 (+64.72%) | $295,442 (-) Land $80,000 Building $215,442 |
| 2023 | $2,031.00 (+3.57%) Homeowner's exemption | $179,356 | $295,442 Land $80,000 Building $215,442 |
| 2022 | $1,961.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 349 Summercove Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 349 Summercove Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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