Harford County property record for 352 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,207 sqft · built 2018 |
| Lot Size | 0.06 acres (2,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Oct 2021) |
| Tax Bill | $4,529 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398905 |
| Primary APN | 01-398905 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Total Area |
| Basement Area | 425 sqft |
| Finished Basement | 425 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,602 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398905 |
|---|---|
| Street Address | 352 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 146 2602 SF 352 SPRUCE PINE ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | PLAT FOUR LAUREL RIDGE |
| Legal Lot Number | 146 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records · APN 01-398905
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Oct 28, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| Nov 27, 2018 | Deed, Transfer · VA Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Book / Page | 15141 / 351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0142870398 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 14287/398 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 28, 2021 |
| Property Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0151410351 |
| Book / Page | 15141 / 351 |
| Map Reference | MB 144 FO 15 |
| Instrument Date | Oct 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0015141358 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 15141/358 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 27, 2018 |
| Property Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0130670313 |
| Book / Page | 13067 / 0313 |
| Map Reference | MB144 FO15 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,016.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 352 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0013067318 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 13067/318 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,900 (+20.57%) Land $115,000 Building $353,900 | $468,900 (+20.57%) Land $115,000 Building $353,900 | |
| 2025 | $4,529.00 (+8.06%) | ||
| 2023 | $388,900 Land $115,000 Building $273,900 | $388,900 Land $115,000 Building $273,900 | |
| 2022 | $4,191.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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