Harford County property record for 348 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,532 sqft · built 2018 |
| Lot Size | 0.085 acres (3,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2026) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398907 |
| Primary APN | 01-398907 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Total Area |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,695 sqft (0.085 acres) |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398907 |
|---|---|
| Street Address | 348 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 148 3695 SF 348 SPRUCE PINE ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | PLAT 4 LAUREL RIDGE |
| Legal Lot Number | 148 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records · APN 01-398907
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage US MUTUAL HM LNS INC |
| Nov 20, 2018 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Book / Page | 17234 / 223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 04, 2026 |
| Property Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 1723000223 |
| Book / Page | 17234 / 223 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CATIC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 1723000229, |
|---|---|
| Date | Aug 04, 2026 |
| Book Page | 17234/229 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0148890144 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14889/144 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0136310280 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 348 SPRUCE PINE RD ABINGDON MD 210092741, ABINGDON, MD 21009-2741 |
| Document Number | 0136310280 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 013631/000280 |
| Name | US MUTUAL HM LNS INC |
|---|---|
| Address | HUNT VALLEY, MD 21030 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 07, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 20, 2018 |
| Property Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0130620283 |
| Book / Page | 13062 / 0283 |
| Map Reference | MB144 FO15 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,691.58 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 348 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0013062288 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 13062/288 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,100 (+4.91%) Land $120,000 Building $376,100 | $496,100 (-) Land $120,000 Building $376,100 | |
| 2025 | $4,900.00 (+6.64%) | $472,867 (+10.9%) | $496,100 (+16.35%) Land $120,000 Building $376,100 |
| 2023 | $426,400 Land $120,000 Building $306,400 | $426,400 Land $120,000 Building $306,400 | |
| 2022 | $4,595.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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