352 Pine Tree Rd, Lake Mary, FL 32746 Property Records

Seminole County property record for 352 Pine Tree Rd, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,316 sqft · built 2002
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Dec 1997)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-20-30-5UE-0000-0420`

Property Details

APN / Parcel Number

Primary APN	`15-20-30-5UE-0000-0420`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,316 sqft Living Area
1st Floor Area	2,745 sqft
2nd Floor Area	571 sqft
Upper Floors Area	571 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	28,314 sqft
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	495 sqft
Patio Area	1,733 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	352 PINE TREE RD
City	LAKE MARY
State	FL
Zip	32746-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 TWP 20 S RGE 30 E FROM SE COR OF SW 1/4 FO NW 1/4 RUN N 861.9 FT S 64 DEG 05 MIN 30 SEC W 108.39 FT S 25 DEG 54 MIN 30
Legal Range	30E
Legal Township	20S
Legal Section	15
Legal Subdivision	EVANSDALE NO 4
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	3
Census Block	3020
Census Tract	20803

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 952527, LAKE MARY, FL 32795-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1997 · Amount on Record
Deed Sale	Dec 1, 1997 · Amount on Record
Deed Document Number	0003350455
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	352 PINE TREE RD, LAKE MARY, FL 32746-3618
Document Number	0097310693
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	352 PINE TREE RD LAKE MARY FL 327463618, LAKE MARY, FL 32746-3618

Mortgage

Document Number	0097310693
Date	Oct 13, 2020
Book Page	009731/000693
Instrument	115362

Lender

Name	ONE FLORIDA BK
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Lake Mary City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,758.00 (+12.7%) Homeowner's exemption	$429,015 (+5.99%)	$829,829 (+32.37%) Land $165,000 Building $664,829
2023	$5,109.00 (+2.59%) Homeowner's exemption	$404,781 (+3%)	$626,913 (+8.99%) Land $135,000 Building $491,913
2022	$4,980.00 Homeowner's exemption	$392,991	$575,201 Land $88,000 Building $487,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	208 units insured incl. 156 condo units
Nearby Flood Claims	12 (1995–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50