342 Pine Tree Rd, Lake Mary, FL 32746 Property Records

Seminole County property record for 342 Pine Tree Rd, Lake Mary, FL 32746

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,039 sqft · built 2003
Lot Size0.55 acres (23,988 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Aug 2009)
Tax Bill$6,425 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-20-30-5UE-0000-0400

Property Details

APN / Parcel Number

Primary APN15-20-30-5UE-0000-0400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area4,039 sqft Living Area
1st Floor Area3,207 sqft
2nd Floor Area832 sqft
Upper Floors Area832 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area23,988 sqft
Garage Area851 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area445 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address342 PINE TREE RD
CityLAKE MARY
StateFL
Zip32746-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 15 TWP 20S RGE 30E BEG 53.99 FT N 64 DEG 5 MIN 30 SEC E OF SW COR TRACT 38 UNRECD PLAT OF EVANSDALE NO 4 RUN S 26 DEG 57
Legal Range30E
Legal Township20S
Legal Section15
Legal SubdivisionEVANSDALE NO 4
Legal Tract38,40
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group3
Census Block3020
Census Tract20803

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address342 PINE TREE RD, LAKE MARY, FL 32746-3618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2009 · Amount on Record
Deed SaleAug 17, 2009 · Amount on Record
Deed Document Number2009090970
Deed Book / Page07240 / 0730
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address342 PINE TREE RD, LAKE MARY, FL 32746-3618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 PINE TREE RD, LAKE MARY, FL 32746-3618

Mortgage

Document Number0097211920
DateOct 2, 2020
Book Page9721/1920
Instrument2020110950
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityLake Mary City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,425.00 (+12.64%) Homeowner's exemption$474,004 (+5.99%)$935,720 (+34.49%) Land $165,000 Building $770,720
2023$5,704.00 (+2.55%) Homeowner's exemption$447,228 (+3%)$695,746 (+8.21%) Land $135,000 Building $560,746
2022$5,562.00 Homeowner's exemption$434,202$642,984 Land $88,000 Building $554,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies208 units insured
incl. 156 condo units
Nearby Flood Claims12 (1995–2025)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2025
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE MARY
serves 17,066 people · EPA ID FL3590201
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50

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