347 Ivar St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 347 Ivar St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 2000
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Company Names on Record
Last Sale	$586,000 (Sep 2002)
Tax Bill	$9,221 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-086-044`

Property Details

APN / Parcel Number

Primary APN	`023-086-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	347 IVAR ST
City	CAMBRIA
State	CA
Zip	93428-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 7 BL 165 LTS 32 & 33
Legal Subdivision	CAMBRIA PINES MANOR 07
Legal Block	165
Legal Lot Number	32,33
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1048
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Feb 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 16, 2022	Affidavit of Death of Joint Tenant, Transfer UNISOURCE
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2002 · Amount on Record
Deed Sale	Sep 3, 2002 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Deed Document Number	200271821
Last Transfer Date	Aug 18, 2021
Transfer Doc	0000007207
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 14, 2025
Property Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Document Number	0000035276
Map Reference	MB 5 PG 16
Instrument Date	Nov 4, 2025
Instrument	2025035276
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	347 IVAR ST, CAMBRIA, CA 93428-4456

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 IVAR ST, CAMBRIA, CA 93428-4456

Mortgage

Document Number	0000033340
Date	Aug 17, 2022
Instrument	2022033340

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2022
Property Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Document Number	0000007207
Map Reference	MB 5 PG 16
Instrument Date	Aug 18, 2021
Instrument	2022007207
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 IVAR ST, CAMBRIA, CA 93428-4456

Mortgage

Document Number	0000007208
Date	Feb 16, 2022
Instrument	2022007208

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2051

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2022
Property Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Document Number	0000007206
Map Reference	MB 5 PG 16
Instrument Date	Aug 18, 2021
Instrument	2022007206
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 IVAN STREET, CAMBRIA, CA 93428-4456

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	347 IVAR ST, CAMBRIA, CA 93428-4456
Document Number	0000013307
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	347 IVAR ST CAMBRIA CA 934284456, CAMBRIA, CA 93428-4456

Mortgage

Document Number	0000013307
Date	Mar 17, 2020
Instrument	13307

Lender

Name	FIDELITY BANCORP
Type	Bank
Address	ONTARIO, CA 91764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$865,674 (+2%) Land $421,018 Building $444,656
2025	$9,221.00 (+4.09%) Homeowner's exemption	$848,701 (+4.04%) Land $412,763 Building $435,938
2023	$8,859.00 (+2.02%) Homeowner's exemption	$815,747 Land $396,736 Building $419,011
2022	$8,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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