352 Emerald Oak Dr, Galt, CA 95632 Property Records

Sacramento County property record for 352 Emerald Oak Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,558 sqft · built 1990
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$599,000 (Nov 2021)
Tax Bill	$7,319 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0410-065-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0410-065-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,558 sqft Living Area
1st Floor Area	1,478 sqft
2nd Floor Area	1,080 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces
Pool Area	18,907 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	352 EMERALD OAK DR
City	GALT
State	CA
Zip	95632-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TEALWOOD, LOT 33
Legal Subdivision	TEALWOOD
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2003
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 5, 2023	Intrafamily Transfer, Transfer
Nov 3, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	20211110
Deed Book / Page	20211103 / 1110
Last Transfer Date	Dec 16, 2024
Transfer Doc	2024000519
Record Updated	Sep 20, 2026

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 5, 2023
Property Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Document Number	0000000793
Map Reference	MB 195 MAP 5
Instrument Date	Sep 27, 2023
Instrument	202312050793
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6169 DEL ORO RD, GRANITE BAY, CA 95746-9007
Investor	Possibly a Property Investor

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 5, 2023
Property Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Document Number	0000000794
Map Reference	MB 195 MAP 5
Instrument Date	Sep 18, 2023
Instrument	202312050794
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6169 DEL ORO RD, GRANITE BAY, CA 95746-9007
Investor	Possibly a Property Investor

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 3, 2021
Property Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Document Number	2021110301110
Map Reference	MB 195 MAP 5
Instrument Date	Oct 26, 2021
Instrument	2021110301110
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Investor	Possibly a Property Investor

Mortgage

Document Number	2021110301111
Date	Nov 3, 2021
Instrument	2021110301111

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 10, 2020
Property Address	352 EMERALD OAK DR, GALT, CA 95632-2360
Document Number	2004101126
Instrument Date	Apr 6, 2020
Instrument	2004101126
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	352 EMERALD OAK DR GALT CA 956322360, GALT, CA 95632-2360

Mortgage

Document Number	2004101127
Date	Apr 10, 2020
Instrument	2004101127

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,310 (+2%) Land $151,408 Building $497,902
2025	$7,319.00 (+4.48%)	$636,580 (+4.19%) Land $148,440 Building $488,140
2024	$7,005.00 (+1.86%)
2023	$6,877.00 (-10.49%)	$610,980 Land $153,000 Building $457,980
2022	$7,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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