329 Emerald Oak Dr, Galt, CA 95632 Property Records

Sacramento County property record for 329 Emerald Oak Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1989
Lot Size	0.186 acres (8,089 sqft)
Owner	Trust Name on File
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`148-0430-012-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0430-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	8,089 sqft (0.186 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	329 EMERALD OAK DR
City	GALT
State	CA
Zip	95632-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCFARLAND PLACE, LOT 12
Legal Subdivision	MCFARLAND PLACE
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2002
Census Tract	9502

Owner

329 Emerald Oak Dr is owner-occupied and held in a trust since October 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	329 EMERALD OAK DR, GALT, CA 95632-2373
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Quit Claim Deed, Mortgage · VA Mortgage QUICKEN LNS
Oct 23, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019
Deed Sale	Oct 23, 2019
Prior Sale	Dec 5, 2008 · Amount on File
Deed Book / Page	20191023 / 1017
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	10230000001017
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2019
Property Address	329 EMERALD OAK DR, GALT, CA 95632-2373
Document Number	1910231017
Instrument Date	Oct 18, 2019
Instrument	1910231017
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 EMERALD OAK DR GALT CA 956322373, GALT, CA 95632-2373

Mortgage

Document Number	1910231018
Date	Oct 23, 2019
Instrument	1910231018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2019
Property Address	329 EMERALD OAK DR, GALT, CA 95632-2373
Document Number	1910231019
Instrument Date	Oct 18, 2019
Instrument	1910231019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	329 EMERALD OAK DR GALT CA 956322373, GALT, CA 95632-2373

Tax Assessment & Valuation

The 2025 property tax bill for 329 Emerald Oak Dr was $2,584 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,414 (+2%) Land $105,072 Building $131,342
2025	$2,584.00 (+4.53%) Homeowner's exemption	$231,779 Land $103,012 Building $128,767
2024	$2,472.00 (+1.77%)
2023	$2,429.00 (+4.29%) Homeowner's exemption	$222,781 Land $99,013 Building $123,768
2022	$2,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 329 Emerald Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 329 Emerald Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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