3519 State Rte 49, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 3519 State Rte 49, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,437 sqft · built 1885
Lot Size	8.95 acres (389,862 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2019)
Tax Bill	$6,580 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`353289 275.00-02-03.2`

Property Details

APN / Parcel Number

Primary APN	`353289 275.00-02-03.2`
Alternative APN	`328927500000020032000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,225 sqft
Upper Floors Area	212 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	389,862 sqft (8.95 acres)
Porch	Porch
Porch Area	262 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3519 STATE ROUTE 49
City	CENTRAL SQUARE
State	NY
Zip	13036-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SUBDIVISION NO 1
Legal Block	2
Legal Lot Number	3.200
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1016
Census Tract	20707

Owner

3519 State Rte 49 is owned and occupied by two individuals who bought it in March 2019.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage EMPOWER FCU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Mar 8, 2019	Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Nov 14, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 15, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 15, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20191953
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004840
Date	Jun 14, 2019
Instrument	R-2019-004840

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Document Number	0000009966
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 STATE ROUTE 49 CENTRAL SQUARE NY 130362335, CENTRAL SQUARE, NY 13036-2335

Mortgage

Document Number	0000009966
Date	Oct 13, 2020
Instrument	9966

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 8, 2019
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Document Number	0000001953
Instrument Date	Feb 15, 2019
Instrument	R-2019-001953
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7244 LAKESIDE RD, 7244, ONTARIO, NY 14519-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CAMIC RD, CENTRAL SQUARE, NY 13036-2180
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001954
Date	Mar 8, 2019
Instrument	R-2019-001954

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 14, 2018
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Document Number	0000011213
Instrument Date	Nov 7, 2018
Instrument	11213
Transaction Type	Transfer
Record Updated	Dec 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7244 LAKESIDE RD ONTARIO NY 145199300, ONTARIO, NY 14519-9300

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 15, 2018
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Document Number	0000001505
Instrument Date	Feb 1, 2018
Instrument	1505
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$131.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	317 CORT 38 ONTARIO NY 13076, ONTARIO, NY 13076

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 15, 2017
Property Address	3519 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2335
Document Number	0000005441
Instrument Date	May 3, 2017
Instrument	5441
Transaction Type	Foreclosure
Record Updated	Jul 26, 2017

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	440 S LA SALLE ST CHICAGO IL 606051028, CHICAGO, IL 60605-1028

Tax Assessment & Valuation

The 2026 property tax bill for 3519 State Rte 49 was $6,580, up 2.6% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,580.00 (+2.62%)
2025	$6,412.00	$215,000 Land $36,000 Building $179,000	$286,667 Land $48,000 Building $238,667
2023		$215,000 Land $36,000 Building $179,000	$250,000 Land $41,860 Building $208,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3519 State Rte 49 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Jan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3519 State Rte 49 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on State Rte 49

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures