3475 State Rte 49, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 3475 State Rte 49, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,800 sqft · built 1984
Lot Size2.74 acres (119,354 sqft)
OwnerIndividual Name on Record
Tax Bill$5,664 (2026)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN353289 275.00-02-04.12

Property Details

APN / Parcel Number

Primary APN353289 275.00-02-04.12
Alternative APN
  • 328927500000020041200000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Lot Area119,354 sqft (2.74 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area360 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3475 STATE ROUTE 49
CityCENTRAL SQUARE
StateNY
Zip13036-2336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSP 44 500-008-000
Legal Block2
Legal Lot Number4.120
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1013
Census Tract20707

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3475 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address3475 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2336
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000766
DateJan 26, 2017
InstrumentR-2017-000766
Lender
NameBERKSHIRE BANK
TypeBank
AddressPITTSFIELD, MA 01201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 20, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,664.00 (+2.65%) Homeowner's exemption Senior Citizen's exemption
2025$5,518.00$183,000 (-) Land $24,000 Building $159,000$244,000 (+14.67%) Land $32,000 Building $212,000
2023$183,000 Land $24,000 Building $159,000$212,791 Land $27,907 Building $184,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimJan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 49

Nearby Streets

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