3519 Reeves Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3519 Reeves Dr, Covington, KY 41017 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,965 sqft · built 1995
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2019)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-025.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-025.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,965 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	186 ft deep x 52 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3519 REEVES DR
City	COVINGTON
State	KY
Zip	41017-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY RIDGE SEC 2 LOT 15
Legal Subdivision	ASHLEY RIDGE
Legal Phase	2
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	64700

Owner

Source: Kenton County records · APN 042-20-00-025.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3519 REEVES DR, COVINGTON, KY 41017-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Nov 04, 2020	Deed of Trust, Construction Loan · Construction Mortgage COMMONWEALTH BK
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Mar 22, 1995 · Amount on Record
Deed Document Number	201907 24 059 00457
Deed Book / Page	6712 / 7
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0005900478
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3519 REEVES DR, COVINGTON, KY 41017-9436
Transaction Type	Mortgage
Record Updated	Jul 05, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900024
Date	Jun 24, 2021
Book Page	234/939
Instrument	21062405900024

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Nov 04, 2020
Property Address	3519 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000231
Book / Page	00M120 / 000126
Instrument Date	Oct 16, 2020
Instrument	231
Transaction Type	Construction Loan
Record Updated	Dec 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	0000000231
Date	Nov 04, 2020
Book Page	00M120/000126
Instrument	231

Lender

Name	COMMONWEALTH BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 03, 2021

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 24, 2019
Property Address	3519 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000457
Book / Page	0C6712 / 000007
Instrument Date	Jul 19, 2019
Instrument	457
Transaction Type	Transfer
Record Updated	Aug 09, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	459
Date	Jul 24, 2019
Book Page	0C6712/000010
Instrument	459

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00 (-15.82%) Homeowner's exemption	$520,000 (-) Land $100,000 Building $420,000	$520,000 (-) Land $100,000 Building $420,000
2023	$5,543.00	$520,000 Land $80,000 Building $440,000	$520,000 Land $80,000 Building $440,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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