3516 Reeves Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3516 Reeves Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,425 sqft · built 1993
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Owner Names on Record
Last Sale	$625,000 (Sep 2005)
Tax Bill	$6,813 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-021.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,425 sqft Finished Area

Exterior

Year Built	Built 1993
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	253 ft deep x 118 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0422000021.00
Street Address	3516 REEVES DR
City	COVINGTON
State	KY
Zip	41017-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY RIDGE SEC 2 LOT 11
Legal Subdivision	ASHLEY RIDGE
Legal Phase	2
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	64700

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3516 REEVES DR, COVINGTON, KY 41017-9436
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2005 · Amount on Record
Deed Sale	Sep 15, 2005 · Amount on Record
Prior Sale	Sep 22, 2003
Deed Document Number	0000275274
Deed Book / Page	2752 / 74
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3516 REEVES DR, COVINGTON, KY 41017-9436
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 REEVES DR, COVINGTON, KY 41017-9436

Mortgage

Document Number	0000003865
Date	Feb 26, 2026
Book Page	737/184
Instrument	26059000003865

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3516 REEVES DR, COVINGTON, KY 41017-9436
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 REEVES DR, COVINGTON, KY 41017-9436

Mortgage

Document Number	0005900038
Date	Sep 14, 2022
Book Page	406/607
Instrument	22091405900038

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3516 REEVES DR, COVINGTON, KY 41017-9436
Document Number	0000000236
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3516 REEVES DR COVINGTON KY 410179436, COVINGTON, KY 41017-9436

Mortgage

Document Number	0000000236
Date	Jul 10, 2019
Book Page	0C6700/000326
Instrument	236

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 32890

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,813.00 (-7.03%)	$687,500 (-) Land $100,000 Building $587,500	$687,500 (-) Land $100,000 Building $587,500
2023	$7,328.00	$687,500 Land $80,000 Building $607,500	$687,500 Land $80,000 Building $607,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reeves Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures