3519 Melissa Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 3519 Melissa Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Jun 2019)
Tax Bill	$871 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-963-7642-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-7642-1`
Alternative APNs	`24-4N-23-0000-0001-005U` `23N42400000001005U`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	1,186 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	276 sqft
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3519 MELISSA LN
City	CRESTVIEW
State	FL
Zip	32539-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF NE1/4 OF SW1/4 S 659.31 FT W 686.48 FT S 20 FT TO POB S 159.85 FT E 277.95 FT N 159.89 FT W 278 FT TO POB
Legal Range	23W
Legal Township	04N
Legal Section	24
Legal Subdivision	COTTONWOOD ESTATES
Legal Block	1
Legal Lot Number	5U
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Apr 29, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2019	Warranty Deed, Transfer · VA Mortgage CERETAINTY HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20193281817
Deed Book / Page	3401 / 4794
Prior Transfer Date	Jul 8, 2010
Prior Transfer Doc	0029430545
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035420100
Date	Apr 23, 2021
Book Page	3542/100
Instrument	3449559

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 29, 2022
Property Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193
Document Number	0036190807
Book / Page	3619 / 807
Instrument Date	Apr 28, 2022
Instrument	3546335
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 INDIAN PEAK CT, COLORADO SPRINGS, CO 80920-1494

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 4, 2019
Property Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193
Document Number	0034014794
Book / Page	3401 / 4794
Instrument Date	May 29, 2019
Instrument	3281817
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5692 WILLOW LN, 5692, CRESTVIEW, FL 32539-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 MELISSA LN, CRESTVIEW, FL 32539-9193

Mortgage

Document Number	0034014796
Date	Jun 4, 2019
Instrument	3401-4796

Lender

Name	CERETAINTY HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (+8.47%) Homeowner's exemption Veteran's exemption	$119,692 (+5.99%)	$172,240 (+5.62%) Land $23,284 Building $148,956
2023	$803.00 (+3.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$112,931 (+3%)	$163,074 (+8.5%) Land $19,782 Building $143,292
2022	$776.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$109,642	$150,294 Land $18,487 Building $131,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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