3469 Melissa Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 3469 Melissa Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,112 sqft · built 1977
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2018)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-6389-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-6389-8`
Alternative APN	`24-4N-23-0000-0001-0210`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,112 sqft Heated Area
Gross Area	3,277 sqft
1st Floor Area	2,112 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	109 sqft
Patio Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3469 MELISSA LN
City	CRESTVIEW
State	FL
Zip	32539-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 860 FT N OF SW CORN OF SE1/4 OF SW1/4 N 456.56 FT E 618.97 FT SW 768.79 FT TO POB 879-237 LESS COM SW COR OF SE1/4 OF SW1
Legal Range	23
Legal Township	04N
Legal Section	24
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

3469 Melissa Ln is owned and occupied by an individual who bought it in September 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3469 MELISSA LN, CRESTVIEW, FL 32539-9109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 26, 2018	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Jul 21, 2011 · Amount on File
Deed Document Number	3234437
Deed Book / Page	3368 / 4753
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3469 MELISSA LN, CRESTVIEW, FL 32539-9109
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035202754
Date	Jan 25, 2021
Book Page	3520/2754
Instrument	3424241

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 26, 2018
Property Address	3469 MELISSA LN, CRESTVIEW, FL 32539-9109
Document Number	0033684753
Book / Page	003368 / 004753
Instrument Date	Sep 20, 2018
Instrument	3234437
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 MELISSA LN CRESTVIEW FL 325399109, CRESTVIEW, FL 32539-9109

Mortgage

Document Number	33684755
Date	Sep 26, 2018
Book Page	003368/004755
Instrument	3234438

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3469 Melissa Ln was $1,180 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 Homeowner's exemption	$147,227	$224,302 Land $30,720 Building $193,582
2023	$1,101.00 (+2.9%) Homeowner's exemption	$138,911 (+3%)	$211,684 (+8.32%) Land $26,100 Building $185,584
2022	$1,070.00 Homeowner's exemption	$134,865	$195,430 Land $24,393 Building $171,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3469 Melissa Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3469 Melissa Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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