Spokane County property record for 3518 W Bruce Ave, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,736 sqft · built 1960 |
| Lot Size | 0.21 acres (9,137 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,310 (Oct 2019) |
| Tax Bill | $4,001 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26264.0710 |
| Primary APN | 26264.0710 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 3,469 sqft |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 100 sqft |
| Unfinished Basement | 1,292 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,137 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3518 W BRUCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PACIFIC HTS 5 L10 B2 |
| Legal Range | 42E |
| Legal Township | 26N |
| Legal Section | 26 |
| Legal Subdivision | PACIFIC HTS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Deed Document Number | 20196854000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0007161596 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 7161596 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Document Number | 0007109174 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 7109174 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 16, 2019 |
| Property Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Document Number | 0006854000 |
| Map Reference | VOL 6 PG 41 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 6854000 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,745.32 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3518 W BRUCE AVE, SPOKANE, WA 99208-4613 |
| Document Number | 0006854001 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 6854001 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Number | 0006854002 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 6854002 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,001.00 (+4.49%) | $383,700 (+3.37%) Land $100,000 Building $283,700 | $383,700 (+3.37%) Land $100,000 Building $283,700 |
| 2025 | $3,829.00 (+5.45%) | ||
| 2024 | $371,200 (+29.29%) Land $80,000 Building $291,200 | $371,200 (+29.29%) Land $80,000 Building $291,200 | |
| 2023 | $3,631.00 (+8.1%) | $287,100 Land $45,000 Building $242,100 | $287,100 Land $45,000 Building $242,100 |
| 2022 | $3,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 72% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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