3405 W Bruce Ave, Spokane, WA 99208 Property Records

Spokane County property record for 3405 W Bruce Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,097 sqft · built 1959
Lot Size	0.328 acres (14,265 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2019)
Tax Bill	$3,831 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26264.1107`

Property Details

APN / Parcel Number

Primary APN	`26264.1107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft
Finished Basement	699 sqft
Unfinished Basement	699 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,265 sqft (0.328 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	104 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3405 W BRUCE AVE
City	SPOKANE
State	WA
Zip	99208-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PACIFIC HTS 5 L7 B4
Legal Range	42E
Legal Township	26N
Legal Section	26
Legal Subdivision	PACIFIC HTS
Legal Block	4
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1015
Census Tract	800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 W BRUCE AVE, SPOKANE, WA 99208-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Dec 9, 2009 · Amount on Record
Deed Document Number	20196822732
Prior Transfer Date	Jun 14, 2000
Prior Transfer Doc	0004491685
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 16, 2019
Property Address	3405 W BRUCE AVE, SPOKANE, WA 99208-4611
Document Number	0006822732
Map Reference	VOL 6 PG 41
Instrument Date	Jul 15, 2019
Instrument	6822732
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,366.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 W BRUCE AVE, SPOKANE, WA 99208-4611

Mortgage

Document Number	0006822733
Date	Jul 16, 2019
Instrument	6822733

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,831.00 (+3.35%)	$384,900 (+11.69%) Land $100,000 Building $284,900	$384,900 (+11.69%) Land $100,000 Building $284,900
2025	$3,707.00 (+9.97%)
2024		$344,600 (+27.54%) Land $80,000 Building $264,600	$344,600 (+27.54%) Land $80,000 Building $264,600
2023	$3,371.00 (+6.61%)	$270,200 Land $45,000 Building $225,200	$270,200 Land $45,000 Building $225,200
2022	$3,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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