3518 Oak Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3518 Oak Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,912 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Apr 2019)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-00564780`

Property Details

APN / Parcel Number

Primary APN	`01-480-00564780`
Alternative APNs	`1-480-00564780` `48000564780`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Open Porch
Porch Area	70 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	48000564780
Street Address	3518 OAK DR
City	EDGEWATER
State	MD
Zip	21037-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 27 BK O SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	O
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1032
Census Tract	701202

Owner

3518 Oak Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 OAK DR, EDGEWATER, MD 21037-3253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC
Apr 8, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2019	Quit Claim Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Book / Page	33019 / 274
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0329450087
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3518 OAK DR, EDGEWATER, MD 21037-3253
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	0390780400
Date	Sep 1, 2022
Book Page	39078/400

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3518 OAK DR, EDGEWATER, MD 21037-3253
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	XPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	0363480165
Date	Mar 12, 2021
Book Page	36348/165

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company
Address	CROFTON, MD 21114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2019
Property Address	3518 OAK DR, EDGEWATER, MD 21037-3253
Document Number	0330190274
Book / Page	33019 / 274
Map Reference	MB 19 FO 47
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TURNKEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3518 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	33019279
Date	Apr 8, 2019
Instrument	33019/279

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 12, 2019
Property Address	3518 OAK DR, EDGEWATER, MD 21037-3253
Document Number	0329450087
Book / Page	032945 / 000087
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3518 OAK DR EDGEWATER MD 210373253, EDGEWATER, MD 21037-3253

Tax Assessment & Valuation

The 2025 property tax bill for 3518 Oak Dr was $5,763, up 7.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,000 (+7.95%) Land $254,800 Building $253,200	$508,000 (-) Land $254,800 Building $253,200
2025	$5,763.00 (+7.72%)	$470,567	$508,000 Land $254,800 Building $253,200
2024	$5,350.00 (+23.81%)
2023	$4,321.00	$395,700 Land $200,500 Building $195,200	$395,700 Land $200,500 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3518 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures