3516 Oak Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3516 Oak Dr, Edgewater, MD 21037 · Last verified March 2024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft · built 1979
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$378,000 (Mar 2024)
Tax Bill	$3,328 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-00669200`

Property Details

APN / Parcel Number

Primary APN	`01-480-00669200`
Alternative APNs	`148000669200` `48000669200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,088 sqft Total Area
1st Floor Area	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Deck Area	70 sqft
Patio Area	175 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	48000669200
Old Parcel Number	148000669200
Street Address	3516 OAK DR
City	EDGEWATER
State	MD
Zip	21037-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BK O SC 2 3516 OAK DR LOCH HAVEN BEACH
Legal Section	2
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	O
Legal Lot Number	26
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1032
Census Tract	701202

Owner

Source: Anne Arundel County records · APN 01-480-00669200

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3516 OAK DR, EDGEWATER, MD 21037-3253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2024	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 23, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2024 · Amount on Record
Deed Sale	Mar 05, 2024 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	0040276176
Deed Book / Page	40276 / 176
Record Updated	Jun 07, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 05, 2024
Property Address	3516 OAK DR, EDGEWATER, MD 21037-3253
Document Number	0402760176
Book / Page	40276 / 176
Map Reference	MB 19 FO 47 PL 798
Instrument Date	Mar 04, 2024
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	ELITE TEAM TITLE LLC, ELITE HOME TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3516 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	0040276183
Date	Mar 05, 2024
Instrument	40276/183

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3516 OAK DR, EDGEWATER, MD 21037-3253
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	0375610143
Date	Sep 20, 2021
Book Page	37561/143

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 01, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 23, 2020
Property Address	3516 OAK DR, EDGEWATER, MD 21037-3253
Document Number	0343440399
Book / Page	34344 / 399
Map Reference	MB 19 FO 47
Instrument Date	Mar 06, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3516 OAK DR, EDGEWATER, MD 21037-3253

Mortgage

Document Number	3434405
Date	Mar 23, 2020
Instrument	3434/405

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,328.00	$304,800 Land $200,500 Building $104,300	$304,800 Land $200,500 Building $104,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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