3518 Beard Curve, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3518 Beard Curve, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,298 sqft · built 1959
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,400 (Oct 2014)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-027-24-33-0035`

Property Details

APN / Parcel Number

Primary APN	`17-027-24-33-0035`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	1,298 sqft
Basement Area	1,168 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	170 ft deep x 95 ft wide
Garage Type	Basement
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3518 BEARD CUR
City	MINNEAPOLIS
State	MN
Zip	55431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 002 A HYLAND MANOR 95 X 170
Legal Range	24
Legal Township	027
Legal Section	17
Legal Quarter	33
Legal Subdivision	HYLAND MANOR
Legal Block	2
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	5
Census Block	5005
Census Tract	25702

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3518 BEARD CUR, MINNEAPOLIS, MN 55431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FIN'L CU
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20145207503
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3518 BEARD CURV, BLOOMINGTON, MN 55431-2724
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5926773
Date	Mar 4, 2022
Instrument	T5926773

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3518 BEARD CURV, BLOOMINGTON, MN 55431-2724
Document Number	0005725297
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 BEARD CURV BLOOMINGTON MN 554312724, BLOOMINGTON, MN 55431-2724

Mortgage

Document Number	0005725297
Date	Jul 10, 2020
Instrument	5725297

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3518 BEARD CURV, BLOOMINGTON, MN 55431-2724
Document Number	0005731223
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 BEARD CURV BLOOMINGTON MN 554312724, BLOOMINGTON, MN 55431-2724

Mortgage

Document Number	0005731223
Date	Jul 29, 2020
Instrument	5731223

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3518 BEARD CURV, BLOOMINGTON, MN 55431-2724
Document Number	0005573162
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 BEARD CURV BLOOMINGTON MN 554312724, BLOOMINGTON, MN 55431-2724

Mortgage

Document Number	0005573162
Date	Nov 2, 2018
Instrument	5573162

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (+18.9%)	$358,200 (+3.44%) Land $151,800 Building $206,400	$358,200 (+3.44%) Land $151,800 Building $206,400
2023	$4,015.00 Homeowner's exemption
2022		$346,300 Land $143,600 Building $202,700	$346,300 Land $143,600 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire.

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