3509 Beard Curve, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3509 Beard Curve, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,614 sqft · built 1965
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Aug 2016)
Tax Bill	$6,253 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-027-24-33-0046`

Property Details

APN / Parcel Number

Primary APN	`17-027-24-33-0046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	1,614 sqft
Basement Area	1,453 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	47 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	720 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3509 BEARD CUR
City	MINNEAPOLIS
State	MN
Zip	55431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 003 A HYLAND MANOR 60X47X140X90X170
Legal Range	24
Legal Township	027
Legal Section	17
Legal Quarter	33
Legal Subdivision	HYLAND MANOR
Legal Block	3
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	5
Census Block	5006
Census Tract	25702

Owner

3509 Beard Curve is owned and occupied by two individuals who bought it in August 2016.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3509 BEARD CUR, MINNEAPOLIS, MN 55431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2016 · Amount on File
Deed Sale	Aug 10, 2016 · Amount on File
Prior Sale	Nov 10, 1999 · Amount on File
Deed Document Number	20165371552
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3509 BEARD CURV, BLOOMINGTON, MN 55431-2723
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 BEARD CURV, MINNEAPOLIS, MN 55431-2723

Mortgage

Document Number	0T05917835
Date	Jan 26, 2022
Instrument	T05917835

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3509 BEARD CURV, BLOOMINGTON, MN 55431-2723
Document Number	0005731624
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3509 BEARD CURV BLOOMINGTON MN 554312723, BLOOMINGTON, MN 55431-2723

Mortgage

Document Number	0005731624
Date	Jul 30, 2020
Instrument	5731624

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3509 Beard Curve was $6,253 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,253.00	$457,600 Land $151,800 Building $305,800	$457,600 Land $151,800 Building $305,800
2023	$5,166.00 Homeowner's exemption
2022		$438,900 Land $142,700 Building $296,200	$438,900 Land $142,700 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Beard Curve in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 Beard Curve is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire.

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