3518 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3518 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2018
Lot Size	0.201 acres (8,733 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Feb 2024)
Tax Bill	$3,696 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0620-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0620-9`
Alternative APN	`331829669806209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,733 sqft (0.201 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3518 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4 HERON CREEK PH II PI#6698.0620/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Lot Number	4
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

3518 77th Ct E is owned and occupied by two individuals who bought it in February 2024.

Source: Manatee County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Feb 18, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 10, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 22, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jan 12, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	202416994
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MC TITLE, MSC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	0041079596
Date	Jun 15, 2021
Instrument	202141079596

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	68211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12425 JENNINGS RD, LINDEN, MI 48451-9433

Mortgage

Document Number	0041017487
Date	Feb 18, 2026
Instrument	202641017487

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	0041004178
Date	Jan 10, 2025
Instrument	202541004178

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 22, 2024
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0041016994
Map Reference	MB 62 PG 36
Instrument Date	Feb 21, 2024
Instrument	202441016994
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 77TH CT E, PALMETTO, FL 34221-2591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	0041016995
Date	Feb 22, 2024
Instrument	202441016995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 11, 2018
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0027275770
Book / Page	2727 / 5770
Map Reference	MB62 PG36-41
Instrument Date	Apr 27, 2018
Instrument	201841047884
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	201841047885
Date	May 11, 2018
Instrument	201841047885

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3518 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0027132818
Book / Page	002713 / 002818
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	STEEL CITY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0027132818
Date	Feb 8, 2018
Book Page	002713/002818
Instrument	41012980

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,920 Land $50,490 Building $395,430	$445,920 Land $50,490 Building $395,430
2024	$3,696.00 (+21.06%)
2023	$3,053.00 (+2.93%) Homeowner's exemption	$244,325 (+3%)	$391,205 (+14.15%) Land $50,490 Building $340,715
2022	$2,966.00 Homeowner's exemption	$237,209	$342,717 Land $49,500 Building $293,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3518 77th Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 77th Ct E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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