3502 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3502 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,138 sqft · built 2019
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (May 2021)
Tax Bill	$6,888 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0640-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0640-9`
Alternative APN	`331829669806409`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,138 sqft Living Area
Gross Area	3,725 sqft
1st Floor Area	1,379 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Terrain	Low
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	147 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669806409
Street Address	3502 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 8 HERON CREEK PHASE II PI#6698.0640/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Phase	2
Legal Tract	669801
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

3502 77th Ct E is owned and occupied by an individual who bought it in May 2021.

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3502 77TH CT E, PALMETTO, FL 34221-2591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Nov 14, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Oct 3, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Oct 3, 2019 · Amount on File
Deed Document Number	202141064501
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 17, 2021
Property Address	3502 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0041064501
Map Reference	MB 62 PG 36-41
Instrument Date	May 14, 2021
Instrument	202141064501
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3164 KENT DR, BROWNSBURG, IN 46112-5802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	0041064502
Date	May 17, 2021
Instrument	202141064502

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3502 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0028133861
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	RELTCO INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3310 77TH CT E PALMETTO FL 342212587, PALMETTO, FL 34221-2587

Mortgage

Document Number	0028133861
Date	Nov 20, 2019
Book Page	002813/003861
Instrument	41116430

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 3, 2019
Property Address	3502 77TH CT E, PALMETTO, FL 34221-2591
Document Number	0028055549
Book / Page	2805 / 5549
Map Reference	MB 62 PG 36-41
Instrument Date	Sep 27, 2019
Instrument	201941099232
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 77TH CT E, PALMETTO, FL 34221-2591

Mortgage

Document Number	28055550
Date	Oct 3, 2019
Instrument	2805-5550

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,562	$591,224 Land $45,900 Building $545,324
2024	$6,888.00 (+0.94%)
2023	$6,824.00 (+13.15%) Homeowner's exemption	$519,462 (+13.22%)	$578,535 (+26.09%) Land $45,900 Building $532,635
2022	$6,031.00 Homeowner's exemption	$458,826 Land $45,000 Building $413,826	$458,826 Land $45,000 Building $413,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3502 77th Ct E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 77th Ct E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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